Loans are mainly granted against mortgages on housing and other asset values, at a price that provides a reasonable ratio between risk and return.
The bank received a banking license in December 2017, fully subscribed to an issue of NOK 300 million in January 2018 and started operations in May 2018. Kraft Bank uses loan agents as a sales channel, but also accepts customers directly.
The product range consists of loans secured by real estate, unsecured loans and deposits.
Kraft Bank ASA is listed on Euronext Growth with ticker code KRAB.
Please refer to the Tax ABC section A-4-5.2 for further details.
The dividend for 2021 was paid in 2022 as a reduction of the share premium reserve. Consequently, it should not be reported for tax purposes as a dividend in the tax return.
For personal shareholders (you hold the shares in your own name)
Personal shareholders are allowed to use the assessed value on January 1 of the income year. This assessed value is reported by the bank and is shown in the share statement/holding statement.
|Taxable value per share||7,1514||6,6958||6,8336||7,8631||9,4335|
For corporate shareholders (you own the shares through a company)
Corporate shareholders must use the tax value on January 1 of the tax assessment year. The reported assessment value is from the income year and the individual shareholder must consider correcting the tax return.
|Taxable value per share||6,6958||6,8336||7,8631||9,4335||10,2263|