Kraft Bank helps private individuals struggling with difficult finances. We offer refinancing of loans and good advice on the way forward towards a healthy economy. In addition, we offer savings products to people who have good finances.
Kraft Bank helps people with financial problems in a proper way.
Our real product is a life with fewer worries. The feeling of shutting out the noise, closing your eyes, taking a deep breath, feeling the warmth of the sun on your face and knowing that you made the right choice.
Our customers will be left with the experience that the meeting with Kraft Bank contributed to giving them a better life situation.
Kraft Bank has more than 40 employees and offers a better everyday life to a growing number of discharged customers. For us, a discharged customer means that debt collection claims, payment remarks and other financial ballast have been sorted out, and the customer has refinanced the loan with another bank.
Kraft Bank helps people who have financial challenges.
Most of our customers have at one level or another lost control of their finances, and ended up in a situation where they cannot get help from an ordinary bank. Some have debt collection cases, others have payment notices. And some have come to the point that they are in danger of losing their house due to foreclosure proceedings and a decision to foreclose.
Kraft Bank is looking at the possibility of refinancing with security in housing, and if possible, we will ensure that debt collection cases are settled and payment notices deleted, and possibly to stop the forced sale if it has gone that far.
Our aim is to restore the finances of our customers, and get them back to ordinary banking as soon as possible.
We offer a thorough financial review to find a solution that is better for the customer.
We go through your finances and look at the possibility of consolidating all debts into one loan. To take account of the increased risk, we have a higher interest rate than on a home loan from an ordinary bank, but at the same time the interest rate is usually significantly lower than on typical consumer loans and credit cards.
It is an essential requirement for us that you as a customer should be put in a better situation by refinancing with us. If we can't do that, we can't offer loans either.
Kraft Bank treats all customers with respect.
We don't put labels on anyone. Everyone who comes to us is met with respect, and we do our best to help.