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Prices

Deposit
For high-interest account 31 days, a 31-day notice period applies for withdrawals, the funds are transferred 31 days after the registered withdrawal. If withdrawals must be made earlier, a fee of 2% of the withdrawal amount will be charged. The terms apply to deposits between 50,000 and 2,000,000, deposits under 50,000 and over 2,500,000 are interest-bearing at 2% for the entire deposit.

Deposit nom. eff.
Deposit account 4,59% 4,69%
High-interest account 31 days 4,70% 4,80%

Loan with collateral in housing

Loan with collateral in housing nom. eff.
Interest from* 7,70% 8,29%
     
Establishment costs From 2-4% of the loan amount (min. NOK 20,000).
Term costs NOK 75


*The interest rate on loans is determined based on the applicant's financial situation.

Refinancing with a mortgage on a home from 7.70% nominal interest rate. Effective interest rate is 8.29% for an annuity loan of 2,000,000,- paid off over 25 years. Establishment fee from 2-4% of the loan amount, term fee 75,- per month. Total 4,574,795,-.

Loan with 2nd priority mortgage on housing

(can be considered for total mortgages up to 60% of the property value)

Loan with 2nd priority mortgage on housing nom. eff.
Interest from* 9,50% 10,26%
     
Establishment costs From 2-4% of the loan amount (min. NOK 20,000).
Term costs NOK 75


*The interest rate on loans is determined based on the applicant's financial situation.

Refinancing with a mortgage from 9.50% nominal interest rate. Effective interest rate is 10.26% for an annuity loan of NOK 2,000,000, repaid over 25 years. Establishment fee from 2-4% of the loan amount, term fee 75,- per month. Total 5.304.680,-.

Loans without collateral in housing

(given only as an addition to loans secured by housing)

Loans without collateral in housing nom. eff.
Interest from* 13,45 % 16,44%
     
Establishment costs 0,-
Term costs NOK 75


*The interest rate on loans is determined based on the applicant's financial situation.

Refinancing with a mortgage from 13.45% nominal interest rate. Effective interest rate is 16.44% for an annuity loan of NOK 200,000, repaid over 5 years. Establishment fee from NOK 5,000, term fee NOK 75 per month. Total 285.309,-.

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