The bank that helps you get your finances in order




About Kraft Bank

Kraft Bank helps people with financial problems in a proper way.

We help private individuals who are struggling with a difficult economy by offering refinancing of loans secured by housing and giving good advice on the way forward towards a healthy economy. For those of you who already have good finances, we also offer savings products.

Read more about our services and how we can help you.


We help you with your financial situation

Financial first aid

Refinancing, or a restart loan, is often the solution when the economy has taken a turn for the worse. By refinancing, you can reset to zero, and with a good plan we help you return to ordinary banking with healthy finances. 

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Financial advice

Economics is not A4 and the same for everyone. We believe that those who suffer financially will soon suffer in life. That's why we want to share our best tips and advice on how you can have the best possible relationship with your finances.

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Are you struggling financially? We may be able to help.

  1. We go through your finances and look at the possibility of refinancing to resolve debt collection and payment notices.

  2. It is an invariable requirement for us that the outcome should be that we put you as a customer in a better situation than you are in. If we can't do that, we can't offer loans either.
  3. If we see that we can manage this, we offer you refinancing. Then we draw up a plan to get your finances back on track. The aim is to get you back on your feet and into regular banking when you are ready. 

New financial contract law. What does it mean for you as a customer?

The new Financial Contracts Act, in force from 1 January 2023, places even greater emphasis on consumer protection and imposes even stricter requirements on banks' lending practices than the previous Financial Contracts Act.


This means, among other things, that we at Kraft Bank have an even clearer duty to:


  • Inform you in a safe, understandable and simple way.
  • Provide close follow-up throughout the loan process.
  • Provide information on the consequences of any default.
  • Reject applications if finances are insufficient.


If you want to know more, you can read more on Finance Norway's website.

The bank that helps you get your finances in order
See what we can do for you